One interesting part of FSA Vs HSA is account ownership. An HSA generally belongs to the individual, so changing employers does not normally cause the account balance to disappear. An FSA, on the other hand, is an employer-sponsored benefit, and what happens when employment ends depends on the plan's rules and applicable requirements. This distinction could be important for someone who changes jobs frequently or wants to build healthcare savings over many years. I had not considered portability when comparing these accounts before. Do you think account ownership should be a major factor in this decision?
Like