Official rental companies don’t offer rentals with no deposit. If they find even a small scratch after using the car, they’ll charge you for it later. That’s why they don’t return the deposit right away. With private owners, it’s simpler. You can arrange a rental from them without putting down any deposit. You can check out options to rent a car to own with no deposit here: https://getrentacar.com/en-US/car-rental. Many of them can provide a car without such conditions.
Like