You’ve got a handful of steady retainer clients, the same invoices go out every month, and the income is honestly more predictable than a lot of salaried jobs. Then you apply for an apartment and the leasing office asks for “your two most recent pay stubs.” You don’t have an employer. You have clients. Your money arrives as invoice payments through Stripe, QuickBooks, PayPal, or a direct transfer, not a biweekly paycheck. On paper, someone with reliable recurring revenue can look like they’ve go...
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